What You Need
Original passport, valid Chinese phone number, proof of address. Top four banks recommended.
Foreign Exchange Controls
Annual individual quota: $50,000 USD equivalent.
How to Make Transfers
Sending from overseas: provide name, account number, bank name, SWIFT code. Sending from China: visit a bank branch with your passport.
Digital RMB
Foreigners can open e-CNY wallets at pilot banks with their passports.
Account Maintenance
Update your address and passport information promptly.